Product Profile of the Month

June 2010

Product Provider - Prudential International Assurance plc

Product Name - Portfolio Account
Single or Regular Premium - Single Premium
Target Audience - Individual investors and individual or corporate trustees
Jurisdiction - Dublin, Ireland

Product Description*:
Portfolio Account is an award-winning open architecture bond designed around three main principles: wide investment choice, flexibility and clear and straightforward charging structures.

What if offers

• Choice of charging structure: the Portfolio Account offers a choice of four competitive charging options, so you can select the option that works best for you
• Extensive choice of investments: more than 3,000 available, including Unit Trusts, OEICs, Cash Deposits and Structured Deposits
• The PruSelect fund range: a refined selection of funds, independently chosen as offering particular quality and performance potential
• Preferential terms: creating extra value for investors, thanks to our buying power in the funds market
• Cost-effective portfolio management: 10 free deals each year (20 in year one) to help you actively manage investments at lower cost
• Easy access: regular and one-off withdrawals as required
• Tax-efficiency: investments grow largely free of tax (other than withholding tax)
• Choice of currencies: investments can be made and taken out in any of 11 major currencies
• Easy administration: all the dealing and paperwork taken care of, with quarterly statements to keep you informed

Risks

• The investment value may fluctuate and is therefore not guaranteed. Investors may not get back the full amount of their investment.
• Any withdrawal taken will reduce the value of the bond. If the withdrawals are more than any overall growth achieved the value of the bond will reduce below the level of original capital invested.
• Changes in the rates of exchange between currencies may cause the investment value to go down or up.

About Prudential International

Prudential International is part of the Prudential Group, one of the largest financial services organisations in the UK. It has over 25 million customers worldwide for whom it manages over £290 billion (as at 31 December 2009).

Prudential International is based in Dublin, which provides tax advantages as well as a strict legal and regulatory environment. We are subject to European Law, having to comply with all European directives and regulations and to meet European solvency margins. We are authorised by the Financial Regulator in Ireland and subject to limited regulation by the Financial Services Authority (FSA) for UK business.

To find out more about the award-winning Portfolio Account, financial advisers should contact their Prudential account manager or visit www.pruadviser.co.uk/international.

Customers should contact their financial adviser or visit www.pru.co.uk/international.

* As provided by Product Provider.