Product Profile of the Month

January 2010

Product Provider - Royal London 360º
Product Name - LifePlan
Single or Regular Premium - Regular
Target Audience - Expatriate and local nationals
Jurisdiction of Product Provider - Isle of Man, selling to residents of the Middle East, Far East and Africa
Website link - www.royallondon360.com

Product Description*:

LifePlan is a Flexible Whole of Life product that offers Primary life cover on single, joint lives or on joint life both death bases. Critical illness cover and a number of other protection benefits are also available. Life cover and Critical illness cover are offered on a whole of life and term basis. It is available in 4 major International currencies

Benefits

LifePlan offers up to USD 7.5 million in Primary life cover and USD 750,000 in Critical illness cover with only a 90 day waiting period.

Additional benefits offered include Accidental Death Benefit and Waiver of Premium.

We also offer a range of “Added extras”, that are included at no additional cost. These are Total and Permanent Disability, Repatriation benefit, Guaranteed Insurability Option, Terminal illness, Passive war cover, and Aeroplane cover.

The LifePlan fund range gives clients access to the major asset classes including global equity markets.

Premiums can be paid monthly, quarterly, semi annually or annually and indexed at either 5% or 10%. They can also be paid for either over the whole of life or on a “Vanishing” basis where all premiums are paid for in a defined time period.

For further information please contact your Independent Financial Adviser. Alternatively, visit Royal London 360º website – www.royallondon360.com.

*As provided by Product Provider.